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May 26 2026
6th Cir. 25-1783 Published

Express Jewelry Enterprises, Inc. d/b/a Haks Jewelry v. National Fire Insurance Company of Hartford

The Sixth Circuit affirmed a district court's grant of summary judgment to an insurance company denying coverage for flood damage to a jewelry store. The court held that the backup of a sewer system was caused by a flood, triggering a policy exclusion, and that the insured failed to provide reliable evidence of wind damage to the building's walls.