4th Cir.

Vanessa Richardson v. Ditech Financial, LLC

June 29, 2026 ·25-2511 ·Per Curiam · By Maria Santos

The United States Court of Appeals for the Fourth Circuit affirmed a district court dismissal based on the Rooker-Feldman doctrine. The appellate court modified the order to reflect that the dismissal should have been without prejudice due to lack of jurisdiction.

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Background

Vanessa Richardson appealed a district court order that accepted a magistrate judge’s recommendation and dismissed her civil complaint. The district court dismissed the case for lack of jurisdiction under the Rooker-Feldman doctrine.

The court’s reasoning

The court reviewed the record and found no reversible error in the district court’s decision to dismiss the complaint. However, the court concluded that the complaint should have been dismissed without prejudice because the dismissal was based on a lack of jurisdiction. The court cited S. Walk at Broadlands Homeowner’s Ass’n v. OpenBand at Broadlands, LLC for this principle.

What it means going forward

The ruling clarifies that dismissals based on the Rooker-Feldman doctrine should be without prejudice, allowing plaintiffs to potentially refile their claims if jurisdictional barriers are resolved.