4th Cir.

Devonte Williams v. Capital One Financial Corporation; The Bank of New York Mellon Trust Company, National Association

March 26, 2026 ·25-1435 ·Per Curiam · By Maria Santos

The United States Court of Appeals for the Fourth Circuit affirmed the district court's dismissal of an amended complaint filed by a pro se plaintiff. The appellate court found no reversible error in the lower court's acceptance of a magistrate judge's recommendation.

Background

Devonte Williams, proceeding pro se, appealed the district court’s order accepting a magistrate judge’s recommendation and dismissing his amended complaint against Capital One Financial Corporation and The Bank of New York Mellon Trust Company, National Association. The appeal originated from the United States District Court for the Eastern District of North Carolina.

The court’s reasoning

The court reviewed the record and found no reversible error in the district court’s order. The court determined that the facts and legal contentions were adequately presented in the materials before the court, making oral argument unnecessary.

What it means going forward

The dismissal of the amended complaint stands, and the plaintiff’s claims against the financial institutions are not reinstated.