SAMUEL K. REID, SR v. PENNYMAC LOAN SERVICES, LLC; SAMUEL I. WHITE, P.C
The Fourth Circuit affirmed the district court's dismissal of a pro se borrower's complaint but modified the order to dismiss without prejudice. The court held that dismissals based on the Rooker-Feldman doctrine, which addresses subject matter jurisdiction defects, must be without prejudice because a court lacking jurisdiction cannot adjudicate claims on the merits.