9th Cir.

Glenn v. Americo Financial Life and Annuity Insurance Company

July 21, 2026 ·2:24-cv-00184-TL ·Unpublished · By Raj Patel

The Ninth Circuit affirmed the dismissal of Travis Glenn's pro se complaint against an insurance company. The court found the plaintiff lacked standing and failed to state plausible claims for relief.

Background

Travis Glenn appealed pro se from a district court dismissal of his Second Amended Complaint and the denial of his motion for a preliminary injunction. The underlying dispute involved allegations against Americo Financial Life and Annuity Insurance Company regarding tax documents, COVID-19 guidelines, termination, and contract issues.

The court’s reasoning

The court held that Glenn lacked standing because his alleged financial harm was conjectural rather than actual or imminent. The court found his claims failed to state a plausible case under the Twombly and Iqbal standards due to vague and conclusory allegations. Specifically, Glenn failed to cite statutes for unlawful termination, failed to allege a breach of contractual duty regarding commission payments, and failed to allege he made complaints prior to termination for whistleblower claims. The court also found further amendment would be futile and that arguments regarding the preliminary injunction were waived.

What it means going forward

The decision reinforces the requirement for plaintiffs to allege specific, non-conjectural injuries to establish standing and to provide factual specificity to avoid dismissal under federal pleading standards.