4th Cir.

Miyuki Maureen Johnson v. Freedom Mortgage Corporation

April 27, 2026 ·25-1940 ·Per Curiam · By Maria Santos

The United States Court of Appeals for the Fourth Circuit affirmed the dismissal of nine consolidated civil actions filed by Miyuki Maureen Johnson against various creditors and utilities. The court held that the district court correctly determined the claims were frivolous and relied on a sovereign citizen theory to avoid debt repayment.

Background

Miyuki Maureen Johnson filed nine substantially similar civil actions against eight private creditors and one municipal water utility. The cases arose from debt collection efforts by the defendants. Johnson alleged she created a trust, assigned encumbered assets to it, and sent documents purportedly discharging her financial obligations. When the defendants did not accept these submissions or cease enforcement, Johnson sought monetary and injunctive relief. The district court accepted magistrate judge recommendations and dismissed the actions.

The court’s reasoning

The court reviewed the records and found no reversible error. It concluded that Johnson failed to demonstrate the existence of any lawful trust and could not proceed pro se on its behalf even if valid. The court determined the claims were frivolous because they relied on a sovereign citizen theory to avoid debt repayment. An independent review confirmed Johnson failed to present any nonfrivolous bases for relief.

Johnson failed to demonstrate the existence of any lawful trust and that, even assuming a valid trust, Johnson could not proceed pro se on its behalf.

Per Curiam Opinion

What it means going forward

The decision reinforces that courts will dismiss civil actions based on sovereign citizen theories as frivolous and confirms that litigants cannot bypass debt obligations by asserting unproven trust arrangements.