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Insurance

Every decision we've filed under Insurance.

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Mar 25 2026
10th Cir. 1:22-CV-03187-NYW-CYC Panel Decision

Garrison Property and Casualty Insurance Company; USAA Casualty Insurance Company v. Nicholas S. Horton; Taishara Abeyta

The Tenth Circuit affirmed summary judgment for insurance companies, holding that a motorcycle accident was plainly excluded from coverage under the applicable policies. The court rejected the argument that conflicting policy exceptions created an ambiguity, finding the exclusions operated independently under Colorado law.

Civil Insurance Summary Judgment
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Mar 25 2026
10th Cir. Nos. 25-1113 & 25-1122 (D.C. No. 1:22-CV-03187-NYW-CYC) Panel Decision

Garrison Property and Casualty Insurance Company v. Horton

The Tenth Circuit affirmed summary judgment for insurance companies, holding that a motorcycle accident was clearly excluded from coverage under the plain language of the policy declarations. The court rejected arguments that conflicting exclusions created an ambiguity, ruling that Colorado law requires enforcement of explicit exclusions that bar coverage for unlisted vehicles.

Civil Insurance Summary Judgment
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Mar 17 2026
1st Cir. 25-1254 Panel Decision

ABDULKADIR ABDISALAM individually and for all others similarly situated v. STRATEGIC DELIVERY SOLUTIONS, LLC

The First Circuit affirmed the denial of a motion to compel arbitration, holding that an individual courier could not be bound by a vendor agreement he signed only as the owner of a corporation. The court ruled that equitable estoppel theories failed because the benefits flowed to the corporate entity, not the individual, and the claims were not sufficiently intertwined with the agreement.

Civil Insurance
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Mar 16 2026
9th Cir. 3:21-cv-05137-JD Unpublished

SUSAN CAROL PLICHCIK v. SAFECO INSURANCE; SAFECO INSURANCE COMPANY OF AMERICA; SAFECO INSURANCE COMPANY OF ILLINOIS; GENERAL INSURANCE COMPANY OF AMERICA

The Ninth Circuit affirmed a district court's grant of summary judgment in an insurance coverage dispute, ruling that the plaintiff failed to file her claims within the policy's one-year limitations period. Under California law, the court held that this limitations period begins to run only upon a formal denial of coverage by the insurer.

Civil Insurance Statute of Limitations Summary Judgment
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Mar 11 2026
10th Cir. 1:23-CV-00276-MLG-KK Panel Decision

Gospel Light Mennonite Church Medical Aid Plan v. New Mexico Office of the Superintendent of Insurance

The Tenth Circuit dismissed an interlocutory appeal challenging a district court's order compelling discovery, ruling that such orders are not immediately appealable under the collateral order doctrine. The court reaffirmed that discovery orders adverse to claimed First Amendment privileges must be reviewed only after a final judgment is entered.

Appellate Jurisdiction Civil Insurance
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Mar 10 2026
4th Cir. 25-1409 Panel Decision

Environmental Hydrogeological Consultants, Inc. v. North American Risk Services, Inc.

The Fourth Circuit affirmed the dismissal of an environmental consultant's negligent misrepresentation claim against an insurance adjuster, holding that North Carolina law imposes no duty of care on independent adjusters toward third-party claimants. The court reasoned that imposing such a duty would create conflicting loyalties for adjusters who are employed by insurers.

Civil Insurance
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Mar 10 2026
6th Cir. 25-3978 Published

Bleick v. Maxfield

The Sixth Circuit affirmed the denial of a preliminary injunction against Ohio House Bill 96, ruling that the state's escheat of unclaimed funds does not cause irreparable harm. The court held that property owners retain a ten-year window to recover their funds plus interest, negating the need for injunctive relief.

Civil Insurance
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Mar 5 2026
9th Cir. 1:21-cv-00498-BLW Unpublished

Luis Ortiz Vega v. GEICO Choice Insurance Company

The Ninth Circuit affirmed summary judgment for GEICO, holding that Idaho law treats the interpretation of an unambiguous insurance policy as a question of law. The court found no genuine issue of material fact because the insured was never legally obligated to pay damages, and the insurer had fulfilled its duty to communicate settlement offers.

Civil Insurance Summary Judgment
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