May 29 2026
6th Cir. 24-3974 Published

Klopfenstein v. Fifth Third Bank

The United States Court of Appeals for the Sixth Circuit certified two questions of Ohio law to the Supreme Court of Ohio regarding the voluntary-payment defense in consumer lending disputes. The court determined that existing state precedents are too unsettled to allow a federal court to guess how the defense applies to contracts with conflicting price terms.

May 21 2026
4th Cir. 25-2086 Panel Decision

Sessoms v. USHealth Advisors, LLC

The United States Court of Appeals for the Fourth Circuit reversed a district court order denying a motion to compel arbitration in a Telephone Consumer Protection Act case. The appellate court held that the defendant was a third-party beneficiary of an online agreement and could enforce its arbitration clause against the plaintiff.

May 18 2026
5th Cir. 25-30715 Per Curiam

Poullard v. Guillory

The Fifth Circuit affirmed the dismissal of a pro se plaintiff's frivolous consumer protection claims while dismissing the remainder of his appeal for lack of jurisdiction. The court issued a stern warning that future abusive filings will result in sanctions.

May 4 2026
11th Cir. 3:24-cv-00043-WWB-PDB Per Curiam

Williamson v. TransUnion LLC

The Eleventh Circuit affirmed the dismissal with prejudice of a pro se plaintiff's Fair Credit Reporting Act complaint. The court held that the plaintiff abandoned his arguments on appeal and that the district court properly exercised its inherent power to manage its docket.

May 1 2026
7th Cir. 24-2806 Panel Decision

ANA BERNAL v. KOHL'S CORPORATION and KOHL'S, INC

The Seventh Circuit affirmed the denial of a petition to compel arbitration, holding that federal courts cannot overturn an arbitrator's discretionary decision to terminate proceedings. Because the American Arbitration Association properly closed the cases after Kohl's refused to register its agreement, the petitioners remain barred from judicial resolution of their claims.

Apr 23 2026
9th Cir. 2:23-cv-00493-GMN-BNW Unpublished

Clark v. U.S. Bank National Association, et al.

The Ninth Circuit affirmed the dismissal of Alfred Clark's foreclosure-related claims, ruling that he failed to plausibly allege the defendants were debt collectors under the FDCPA or that he was not in default. The court held that amending the complaint would be futile because no viable legal theory existed to support his allegations under federal or Nevada law.

Apr 17 2026
9th Cir. 3:24-cv-01218-H- Published

ALEXANDER PANELLI v. TARGET CORPORATION

The Ninth Circuit reversed the dismissal of a consumer class action alleging Target sold cotton sheets with impossible thread counts. The court held that literally false advertising claims present questions of fact inappropriate for dismissal at the pleading stage.