PATRICK M. HARTNETT and DANIEL J. HARTNETT as Successor Trustees of the Lorrayne B. Hartnett Trust dated June 27, 1984 v. JACKSON NATIONAL LIFE INSURANCE COMPANY
The Seventh Circuit affirmed summary judgment for an insurance company, holding that a Nursing Care Policy does not provide home health care benefits under Illinois regulations. The court ruled that the policy's alternative plan of care provision is discretionary and does not trigger state protections designed for policies that affirmatively guarantee home care.