SUSAN CAROL PLICHCIK v. SAFECO INSURANCE; SAFECO INSURANCE COMPANY OF AMERICA; SAFECO INSURANCE COMPANY OF ILLINOIS; GENERAL INSURANCE COMPANY OF AMERICA
The Ninth Circuit affirmed a district court's grant of summary judgment in an insurance coverage dispute, ruling that the plaintiff failed to file her claims within the policy's one-year limitations period. Under California law, the court held that this limitations period begins to run only upon a formal denial of coverage by the insurer.