Express Jewelry Enterprises, Inc. d/b/a Haks Jewelry v. National Fire Insurance Company of Hartford
The Sixth Circuit affirmed a district court's grant of summary judgment to an insurance company denying coverage for flood damage to a jewelry store. The court held that the backup of a sewer system was caused by a flood, triggering a policy exclusion, and that the insured failed to provide reliable evidence of wind damage to the building's walls.